News
How to Boost Your Super Balance Before It's Too Late
3+ hour, 8+ min ago (387+ words) If you earn above $250, 000, Division 293 tax applies an additional 15% on concessional contributions, but salary sacrifice into super remains advantageous for most at that income level. If you earn up to $37, 000, the Low Income Superannuation Tax Offset (LISTO) refunds up to…...
Retirement Planning Alert: Is Your Super on Track for 2030?
3+ hour, 44+ min ago (511+ words) These changes directly affect how much tax you pay, how much you can contribute, and how much of your super can generate tax-free retirement income. If retirement planning has been on autopilot, now is the time to switch it off....
SMSF Crypto Valuation: How Trustees Should Record Digital Assets
2+ week, 3+ hour ago (664+ words) Top 10 ASX Dividend Stocks for Jun 2026 Download Free Report Valuation is a key area of SMSF compliance that trustees with Cryptocurrency cannot ignore. The fund's annual financial statements must report Assets at Market Value at 30 June, and approved SMSF auditors…...
SMSF for Couples and Families: What Happens When Life Changes
2+ week, 5+ hour ago (800+ words) Top 10 ASX Dividend Stocks for Jun 2026 Download Free Report How SMSFs Work for Couples and Families Since 2021, Australian law has permitted up to six members in a single SMSF, up from the previous limit of four. This change opened new…...
SMSF Retirement Planning: Can More Control Lead to Better Outcomes?
2+ week, 4+ hour ago (413+ words) Top 10 ASX Dividend Stocks for Jun 2026 Download Free Report From Accumulation to Pension: The Transition Direct answer: In SMSF retirement planning, the key transition is moving from the accumulation phase " where contributions are made and taxed at 15% " to the retirement…...
SMSF Cryptocurrency Guide: Risks, Rules and Compliance Explained
2+ week, 3+ hour ago (657+ words) Top 10 ASX Dividend Stocks for Jun 2026 Download Free Report Australian self-managed super fund trustees considering Cryptocurrency face a landscape that mixes ordinary Superannuation rules with crypto-specific issues. This SMSF cryptocurrency guide explains how the existing rules apply, where the risks…...
Reverse Mortgages in Australia: How Private Home Equity Release Loans Work
3+ week, 2+ day ago (753+ words) Reverse mortgages in Australia are regulated under the National Consumer Credit Protection Act. Australian law requires reverse mortgages to include a no-negative-equity guarantee, meaning the borrower (or their estate) will not owe more than the sale proceeds of the home,…...
Age Pension Australia: Eligibility, Income Test and Payment Rules Explained
3+ week, 2+ day ago (772+ words) The Age Pension is a means-tested income support payment provided by the Australian Government through Services Australia (commonly known as Centrelink) to eligible older Australians. It is the main pillar of retirement income for many people who do not have…...
Rent Assistance in Australia: How Older Renters Can Access Help with Rental Costs
3+ week, 3+ day ago (625+ words) Commonwealth Rent Assistance (CRA) is a non-taxable additional payment from the Australian Government to recipients of certain Centrelink and Department of Veterans' Affairs payments who pay private rent above a minimum threshold. It is designed to help with the cost…...
Account-Based Pensions in Australia: How They Work and Pay Retirement Income
3+ week, 2+ day ago (1006+ words) An account-based pension (ABP) is a type of superannuation income stream that pays regular income to a member after they have met a condition of release, such as retirement or reaching age 65. It is one of the most commonly used…...